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The Insurance Services Office (ISO) surveys communities on a regular basis to determine the Public Protection Classification for the fire protection services protecting the community. The Public Protection Classification is used to gauge the ability of a local fire department to respond to fires. A Community's fire protection information is collected and analyzed by ISO using its Fire Suppression Rating Schedule. A classification of 1 to 10 is then assigned based upon the results of the survey. Class 1 is the best rating, and Class 10 is basically an indication of no fire protection. The ISO Public Protection Classification is used by the Insurance industry in determining insurance premiums for many properties within the community.

A variety of areas are examined when ISO conducts their survey. They look at the community's water supply, dispatch (communications) center, and fire department. Each entity receives a rating, and in the end those ratings are considered together to determine the final Public Protection Classification.

The Village of Mackinaw City’s ISO Rating is a Class 5 within the water service district and a Class 9 outside the district.

To learn more about how the Village’s ISO rating compares to other municipalities in Michigan and across the country, please click on the following links to the ISO mitigation website:

For Michigan ISO Classifications



Village of Mackinaw City
102 South Huron - PO Box 580 Mackinaw City, MI 49701
Phone: 231-436-5351 - Fax: 231-436-4166 

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